Monday, January 5, 2009

Budgeting and paying off debt

So, before the end of the year Jim was laid off from work. Not a big deal normally because he can collect unemployment and we always have my salary for any of the extras we might need. For the past two years Jim has been subcontracting, which basically means he is his own boss, he works for a company, but they don't pay his benefits and don't collect taxes on his behalf. He has to do that all on his own. This also means when there is a layoff, that means no unemployment, UGH!

So, we are living off my salary, which is going much smoother then I anticipated! About two months ago I started paying off debt a little by little. We really don't have much debt, just our house payment and 1 vehicle payment and household expenses and a few credit cards with not much balance. I have been paying the credit card down with the least balance and this month I will get to pay one off! YIPPEE!!! one down and a few more to go! I have filed my cards away out of my wallet so there is no temptation and we pay cash for everything now.

So, budgeting, more specifically, the food budget. We cook alot from scratch around here, but what we don't I use coupons for and stalk the grocery sales. I have a really well stocked pantry and freezers so I pretty much just pick and choose things that I might need. Today I was able to get what is in the picture below for about 5$.. not bad and most of it was for stock piling!***NOTE***after trying to load the picture for 2 days now on blogger, I am unable to post it. I have no clue why because the picture size is very small.. I will try photobucket later today. I still have to hit target and hyvee tomorrow and then Wal-mart on Wednesday. I try very hard to stay away from Wal-mart and I only go in there to get the really big loss leaders and then high tail it out of there!

I am also going to start doing the Menu Plan Mondays at Organize Junkie . I won't start until next week though as I haven't really had much time to plan out my menu this week! I am excited about it all!

Oh, another thing...I went to both Walgreens and CVS in my area yesterday and today, and boy I was so disappointed. Most of the really good sales, they were already out of the product :( Ugh!

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